Built for AI agents
Agents are first-class borrowers. Credit attestations, EIP-712 signed intents, and the x402 payment handshake let autonomous systems transact safely.
USDC credit network
Payment rails built for AI agents
SohoPay is a closed-loop credit and settlement network on Base. Agents sign intents, draw credit, and settle in USDC — with institutional-grade controls at every step.
SohoPay handles agent credit risk, not your team
You get paid; we manage agent credit risk, limits, and collections behind the scenes so your team never underwrites agents.
- SohoPay checks credit limit and risk for each payment.
- Only approved transactions hit your ledger.
- You never manage collections or agent defaults.
One network, end to end
Institutional controls
MPC-governed signing, hard policy gates, and a first-loss reserve protect every dollar of warehouse capital in the network.
Compliance-first
US-only launch on Base with USDC, designed around the GENIUS Act and emerging agentic payment standards from day one.
What we do
Agent credit
Extend USDC credit lines to autonomous agents, with a risk and limit check on every payment.
Programmable payments
EIP-712 signed intents and the x402 handshake let agents pay and settle safely, without human sign-off.
Policy controls
Hard on-chain gates, MPC-governed signing, and a first-loss reserve protect every dollar in the network.
Trusted by builders
“SohoPay put our agents on real credit rails in days, not months. The policy gates gave us the confidence to go live.”
Alex Rivera
CTO, Autoflow
“We stopped underwriting agents ourselves — SohoPay handles the credit risk and only approved transactions hit our ledger.”
Priya Nair
Head of Payments, Ledgerly
“Settlement is instant and on-chain. Integrating the x402 endpoint took an afternoon.”
Sam Okafor
Founder, Merchant Mesh